Health New England

Compare Our Plans

Employer Groups

Our HMO plans offer comprehensive health care coverage. Services are provided though our extensive network of doctors and health care professionals in Western and Central Massachusetts, as well as parts of Connecticut and Vermont. These plans are grouped in three different categories based on costs. (Each category name is a link to a comparison of the plans we offer in that category.)

We also offer Preferred Provider Organization (PPO) plans. These plans allow members to use HNE’s network of doctors, or to receive covered services outside of the network. Out of pockets costs are lower for in-network services, and higher for those received out-of-network. Out of network costs usually include deductibles and coinsurance.

Employer Groups

HMO

Basic plans feature lower monthly premiums with higher out-of-pocket costs for covered services. These plans generally include higher copayments and annual deductibles that apply to covered services.
HNE Wise^Plus Hne Wise^MaxHNE Essential²⁰⁰⁰ HNE Essential¹⁵⁰⁰

Value plans feature intermediate pricing for both monthly premiums and out-of-pocket costs.
HNE Essential¹⁰⁰⁰HNE Essential⁵⁰⁰HNE Focus
Premium plans have higher monthly premiums, but lower out-of-pocket costs for covered services. These plans feature low copayments, and typically do not include deductibles.

HNE Choice^Plus HNE Complete^MaxHNE Complete^Plus

HNE Principle

PPO

Basic plans feature lower monthly premiums with higher out-of-pocklet costs for covered services. These plans generally include higher copayments and annual deductibles that apply to covered services.

HNE Wise PPO HNE PPO Essential 2000

HNE PPO Essential 1500

Value plans feature intermediate pricing for both monthly premiums and out-of-pocket costs.

HNE PPO Essential 1000 HNE PPO Essential 500

HNE PPO Focus

Premium plans have higher monthly premiums, but lower out-of-pocket costs for covered services. These plans feature low copayments, and typically do not include deductibles.

HNE PPO Complete

Chiropractic Coverage:
A Chiropractic benefit of 12 visits per calendar year is included with all HNE plans for small groups (1-50). A chiropractic rider is not available with the High Deductible Health Plan/HDHP - (HNE Wise Plans).

Compare All Our HMO Plans

(PrintableHMOCombined plan comp7_10 PDF Format)

(PrintiablePPOCombinedplancompPDFFormat)