Large Group Comparison: Premium HMO

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 Plans Premium HMO
HNE HealthMax
Option 3
HNE Principle *
Option 4
Up-front deductible N/A N/A
Doctor’s Office

$0 Preventive Services

$10

$0 Preventive Services

$15

Emergency
(waived if admitted directly from ER)
$50 per visit $50 per visit
Diagnostic Imaging:
CT Scans, MRI, PET Scans
$0 $0
Outpatient Surgical $0 $150
Hospital Stay $0 $250
Out-of-Pocket Maximum N/A $500 per individual

$1,000 per family

Out-of-Pocket Maximum Includes: N/A Services with a copayment of $150 or greater